Navigators

The Network’s Navigator Program is a natural fit with our efforts to help people in South Carolina meet their basic needs. While we’ve worked long and hard to convince the State Legislature to expand Medicaid and to provide a State Healthcare Exchange, those proposals were ignored.

The Federal Exchange – called the Marketplace – is the only avenue South Carolinians currently have to affordable healthcare. The Network has federally certified Navigators trained to help people enroll in this subsidized insurance program. They can answer questions, deliver group presentations, and schedule one-on-one counseling sessions for those who need help enrolling in the program.

The Open Enrollment Period closed on March 31, while the next Open Enrollment won’t start until Nov. 15.  Some life events will allow you to sign up now, if you meet the qualifying income requirements.

Qualifying Life Events:

  • Marriage, having a baby, adopting a child or placing a child for adoption or foster care.
  • Moving your residence.
  • Gaining citizenship.
  • Leaving incarceration.
  • Losing other health coverage—due to losing job-based coverage, divorce, the end of an individual policy plan year in 2014, COBRA expiration, aging off a parent’s plan, losing eligibility for Medicaid or CHIP, and similar circumstances.
  • Important: Voluntarily ending coverage doesn’t qualify you for a special enrollment period. Neither does losing coverage that doesn’t qualify as minimum essential coverage.
  • For people already enrolled in Marketplace coverage:  Having a change in income or household status that affects eligibility for premium tax credits or cost-sharing reductions.

To contact a Navigator, email navigator@scpronet.com or call 803-445-1921.

Important links

Healthcare.gov is the main site for information on this program.

To find estimates for SC insurance premiums: click here.

To estimate your likely government insurance subsidy: click here.